CD rates fluctuate with time, and right now is the time to secure a top certificate of deposit rate. Banks will offer a higher interest rate on funds you agree to invest for a longer period of time. Alliant Credit Union currently has an excellent offer for a 24-month CD rate with a 2.25% APY rate of return. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
0.90%
As of May 14, 2012
|
 |
CIT Bank
|
Savings Account |
|
0.84%
As of May 15, 2012
|
|
Ally Bank
|
Savings Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
0.60%
As of April 27, 2012
|
View Rate Details | Pacific Postal Credit Union | Savings Account |
|
0.45%
As of May 3, 2012
|
View Rate Details | Community Business Bank Sacramento | Savings Account |
|
0.40%
As of May 7, 2012
|
View Rate Details | Chevron Federal Credit Union | Savings Account |
|
0.35%
As of May 2, 2012
|
View Rate Details | Kaiperm Diablo Federal Credit Union | Savings Account |
|
0.35%
As of May 1, 2012
|
View Rate Details | Valley Community Bank - California | Savings Account |
|
0.25%
As of May 1, 2012
|
View Rate Details | Hamilton Credit Union | Savings Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| My Credit Union - Savings Account | 0.10% to 0.07% | May 16, 2012 | |
| Bay Credit Union California - Savings Account | 0.03% to 0.02% | May 7, 2012 | |
| Bank of the West - Savings Account | 0.20% to 0.10% | May 1, 2012 | |
| Kaiperm North Bay Credit Union - Savings Account | 0.10% to 0.05% | May 1, 2012 | |
| Safeamerica Credit Union - Savings Account | 0.10% to 0.20% | Apr 30, 2012 | |
Trying to determine which local bank has the best options on a checking account and savings account? San Francisco Banking Rates could answer those questions and many others you have about free checking accounts, the best San Francisco interest income rates, bank rates, online banking and more.
When you choose a savings account, you want to find a San Francisco bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many San Francisco banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.
An easy way to start saving money is to start with your checking and savings rates. At San Francisco Banking Rates, you can compare checking and savings account rates in San Francisco. The higher your rate, the more money you’ll save in the long run. Our data is always current and up-to-date to ensure that you get the best rates possible.
