In the world of San Francisco credit unions, San Mateo Credit Union stands apart. Founded nearly 60 years ago, San Mateo Credit Union has grown, allowing it to provide all the financial services its members need. 
San Francisco Credit Unions
If you’ve been looking for a new bank to open an account or apply for a loan, you should also consider your neighborhood credit union. San Francisco credit unions have some of the best interest rates to offer these days. If you’re interested in what a local credit union may have to offer you, check out the list of institutions below with the best rates today. 
There are thousands of financial institutions throughout the U.S., several of which are probably in your home town. From bustling cities to tiny suburbs, there’s no shortage of banks and credit unions nearby. So when you’re trying to maximize your deposits and find the highest interest rates to help them grow, how do you know where to go? Below, San Francisco Banking Rates has compared the average bank rates in San Francisco with those at local credit unions to find out whether community banks or CUs have the best overall interest rates to offer. 
Do you belong to a credit union? If not, you could be missing out on some of the best interest rates in San Francisco. Credit unions are known to have the most competitive rates, the only problem is you have to be a member to take advantage of them.
There are several credit unions in San Francisco, CA offering outstanding rates. If the interest rates below are better than what you’re presently earning, find out how to become a member of one of these institutions and enjoy the great rates current members do right now. 

These days, finding a checking account that offers a decent interest rate, let alone account benefits and low fees, is a tough task to accomplish. Luckily, members of Spectrum Federal Credit Union have a wide variety of checking options to choose from, all of which are specially tailored to meet the needs of different account holders. 
Members of credit unions enjoy numerous benefits, but one of the greatest advantages of belonging to a CU is often the interest rates they offer. Credit unions are not-for-profit and owned by members. Therefore, credit unions return profits back to account holders in the form of dividends. That means if you don’t already belong to a San Francisco credit union, obtaining competitive interest rates is reason to consider joining one. 
If you belong to a credit union or are curious about joining one, you should know that they can offer some of the highest CD rates in San Francisco. For anyone interested in locating a certificate of deposit with a competitive rate, credit unions are a great place to start. 
Spectrum Federal Credit Union was founded in 1973 and has branches in San Francisco, Houston and Maryland. Spectrum Federal Credit Union offers a host of checking options to customers, including Free Spirit Checking, Prism Checking, Direct Checking and more. Spectrum Federal offers additional banking services such as savings accounts, loans, investment programs and credit cards. 
Check rates in these cities in San Francisco: See Cities
- Daly City
- Redwood City
- San Leandro
- Thousand Oaks
- Redondo Beach
- Yuba City
- El Segundo
- Carson
- Palmdale
- Palos Verdes
- Downey
- Loma Linda
- Oceanside
- Mission Viejo
- Sunnyvale
- Long Beach
- Inglewood
- Walnut Creek
- Bell
- Burlingame
- Sacramento
- Mill Valley
- Riverside
- Beverly Hills
- Irvine
- Santa Rosa
- Ventura
- Vista
- Concord
- Palo Alto
- Salinas
- Palm Springs
- Palm Desert
- Hacienda Heights
- Van Nuys
- San Ramon
- Pasadena
- San Gabriel
- Merced
- Venice
- Los Altos
- Carlsbad
- Costa Mesa
- Northridge
- Los Angeles
- Huntington Beach
- Brea
- Corona
- Richmond
- Santa Clara
- Alhambra
- Los Gatos
- Manhattan Beach
- Anaheim
- Paramount
- South Lake Tahoe
- Visalia
- Whittier
- Antioch
- Oakland
- Modesto
- Ontario
- Santa Maria
- Tustin
- Encinitas
- Temecula
- San Diego
- Simi Valley
- Berkeley
- Cupertino
- El Cajon
- Rancho Cucamonga
- San Jose
- Montebello
- Fair Oaks
- Menlo Park
- Novato
- Fairfield
- Encino
- Covina
- Sherman Oaks
- Vallejo
- Burbank
- Santa Cruz
- Castro Valley
- Garden Grove
- San Bernardino
- Santa Barbara
- Lancaster
- Campbell
- Palos Verdes Peninsula
- Orange
- Napa
- San Rafael
- Fullerton
- Monterey
- Norwalk
- Torrance
- Newport Beach
- Chula Vista
- Woodland Hills
- Redding
- Oxnard
- San Luis Obispo
- Tracy
- Hayward
- Fremont
- Moreno Valley
- Escondido
- La Jolla
- Chico
- Upland
- Stockton
- Santa Ana
- Arcadia
- Diamond Bar
- Tahoe City
- Santa Monica
- Fresno
- West Covina
- Pleasanton
- Vacaville
- La Mesa
- Bakersfield
- San Mateo
