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Spectrum Federal Credit Union (Routing Number, Online Banking, Deposits and More)

Spectrum Federal Credit Union was founded in 1973 and has branches in San Francisco, Houston and Maryland. Spectrum Federal Credit Union offers a host of checking options to customers, including Free Spirit Checking, Prism Checking, Direct Checking and more. Spectrum Federal offers additional banking services such as savings accounts, loans, investment programs and credit cards.

In addition to personal banking services, Spectrum Federal Credit Union offers banking services such as Simple, Regular and Premier Business checking programs

Spectrum Federal Credit Union Routing Number

321075866 is Spectrum Federal Credit Union’s routing number. This number is also visible on the bottom of your checks.

Spectrum Federal Credit Union Online Banking and Login Information

To log into your online banking account at Spectrum Federal Credit Union, go to the credit union’s homepage: https://www.spectrumfcu.org. You may log in on the upper right hand side of the page.

Membership at Spectrum Federal Credit Union

Membership is based on the following criteria:

People living in certain communities are eligible to join, as are employees and families of the companies listed on Spectrum’s field of membership page. Immediate family members’ and any relative by blood or marriage, or foster and adopted children regardless of their current place of residence; including ‘unmarried partners of members who regularly cohabit for familial purposes’, and any person who is a member of Financial Fitness Association.

Spectrum Federal Credit Union Branch Locations & Hours

San Francisco Branch
50 Beale St., Lobby
San Francisco, CA 94105

800-782-8782 ext. 6560
Phone 415-777-3960
Fax 415-777-2331

Lobby Hours
Mon, Tues, Thurs, Fri9:00am – 4:00pm
Wednesdays 10:00am – 4:00pm

Houston Branch
3000 Post Oak Blvd.
Houston, TX 77056-6503

Phone 800-782-8782 ext. 1030
Phone 713-405-1030
Fax 713-235-3219

Lobby Hours
Mon, Tues, Thurs, Fri9:00am – 4:00pm
Wednesdays 10:00am – 4:00pm

Frederick Branch
1041A West Patrick St.
Frederick, MD 21702

Phone 800-782-8782 ext. 5360
Phone 301-620-9008
Fax 301-620-9730

Lobby Hours
Mon – Thurs10:00am – 5:00pm
Friday 10:00am – 6:00pm